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Tools for Personal Finance Planner

For anyone planning their own finances — not a business — modeling loans, investments, and retirement timelines with real formulas.

Calculate loan payments and amortization

Estimate monthly mortgage payments including taxes and insurance

Calculate compound interest growth with regular contributions

Calculate future value of a Systematic Investment Plan

Estimate your monthly Social Security retirement benefit at different claiming ages

Project your 401(k) balance at retirement including employer match

Calculate your required minimum distribution using the IRS Uniform Lifetime Table

Calculate your financial independence number and years to reach it

Calculate total annual US income tax including federal, state, and FICA

Calculate sale prices and savings from a discount percentage

Track monthly income and expenses and see your surplus or shortfall

Find the monthly contribution needed to hit your college savings goal